Tuesday, August 25, 2020

Howard Gardner's Multiple Intelligences Term Paper

Howard Gardner's Multiple Intelligences - Term Paper Example also, increase tables without a profound comprehension of the venture. There have been blended responses to this hypothesis. Analyses have uncovered that there is high connection between's the two. Numerous researchers are on the side of the interesting methodologies of the hypothesis. Without asserting it to be the last rundown Gardner has made a rundown of eight essential kinds of insights. The genuine rundown arranged by Gardner had seven unique kinds of insights and later in the year 1999, he included a naturalist knowledge which makes it a rundown of eight. ... By and by the theory’s eight acknowledged kinds of insights are melodic, intrapersonal, naturalistic, relational, spatial, real sensation, intelligent numerical and etymological. The territories like capacity to imagine with the eye of one’s brain and spatial judgment are bargain by spatial knowledge. Modelers, specialists and originator as per the hypothesis are instances of individuals with such knowledge. Studies additionally recommend that individuals with this sort of knowledge are awesome with puzzles. The semantic insight region manages individuals with high knowledge in the fields of words, composed or spoken, individuals who have a high insight of verbal phonetics show a possibly high capacity with dialects and words. Such individuals are generally acceptable with retaining dates, words, recounting stories, perusing and composing when contrasted with others. In such cases individuals who have phonetic knowledge learn better by listening addresses, perusing, by discussions and conversations and by taking notes. Unknown dialects are effectively learned and recalled by individuals with verbal etymological insight, they are awesome in comprehension and controlling structure and sentence structure. They additionally have a high verbal memory and can remember exceptionally quick. Consistent †scientific knowledge, this region manages numbers, reflections, thinking and rationale. In spite of the fact that it is frequently said that individuals with such knowledge are acceptable at games like chess, subjects like PC programming, arithmetic and other numeric and legitimate exercises, the hypothesis accentuates that this sort of insight has to do with different capacities like, performing estimations that are mind boggling, examinations and logical deduction, acknowledgment of unique examples and thinking capacities. The hypothesis

Saturday, August 22, 2020

Enlightenment from The Tao Te Ching Essay -- Tao Te Ching Essays

Edification from The Tao Te Ching The Tao Te Ching can be useful to all, and its perusing might be edifying. Perusing the Tao can give a lot of knowledge on the difficulties and perils that people must face in this world, how an individual should carry on with his life, the threats of a ground-breaking ruler, how the state should control, how residents should serve the state, and the messages or forewarnings for us today. Humankind tends to act naturally cognizant, eager, and materialistic, and mankind's history demonstrates this to be the situation in all social orders. Indeed, even in China they experience the ill effects of the childish parts of people. The Tao states on page 9, â€Å"Chase after cash and security/and your heart will never unclench.† It is normal for individuals to need things, however the Tao is stating that the pursuing cash is the risk. In our general public this materialistic mentality is evident, for when individuals purchase costly things they can't bear, they quickly state, â€Å"Charge it!† If the Tao was composed today it would peruse, â€Å"Credit cards are for the individuals who pursue cash/their wallets will never be s...

6th Amendment and the Courts

sixth Amendment and the courts Alice Groh CRJS215-1301A-02 February 17, 2013 John Mcrae Abstract recorded as a hard copy this paper the creator will endeavor to clarify the fourth, fifth, sixth, and eighth corrections of the United States Constitution and how they apply to criminal respondents. The creator will clarify how the sixth alterations explicit rights apply to the court framework in this country. This paper will likewise take a gander at how this alteration is actualized inside the criminal equity framework in this nation to check whether it is functioning as proposed. th Amendment and the courts The Bill of Rights gives certain rights to all people including rights for those blamed for carrying out wrongdoings. The fourth amendment gives individuals the option to be secure in their individual, home, papers, and impacts against preposterous hunt and seizure, no warrants will be given without reasonable justification and must rundown the spot to be looked and the individual o r property to be seized (Bill of rights, n. d. ).The fifth correction shields an individual from being attempted in an official courtroom twice for a similar wrongdoing (known as twofold danger), or to be an observer against himself (self-implication), or to be denied of life, freedom, or property without fair treatment of the law (Bill of rights, n. d. ). The sixth amendment gives the denounced the privilege to a quick preliminary, by an unprejudiced jury, to be educated regarding the nature and reason for the allegation, to face observers against him, to acquire observers for his benefit, and to have counsel for his guard (The 6th amendment, n. . ). The eighth amendment restricts inordinate bail, exorbitant fines being forced, or pitiless and surprising discipline from being incurred upon the charged (Bill of rights, n. d. ). The sixth amendment has influenced the manner in which the denounced are handled from capture through condemning periods of the criminal equity framework. â €Å" The sixth amendment centers totally around the privileges of an individual blamed for carrying out a crime† ( The 6th amendment, n. d. . The sixth amendment gives the blamed seven explicit rights. These rights are the privilege to an expedient preliminary, the privilege to an open preliminary, the privilege to a fair-minded jury, the option to be educated regarding the nature and reason for the allegations, the option to go up against observers against them, the option to introduce their own observers, and the option to advise regardless of whether they can't bear to employ their own insight (The 6th amendment, n. d. ).The privilege to an expedient preliminary prevents an individual from sitting in prison uncertainly without being gone after for the wrongdoing they are blamed for submitting. The privilege to an open preliminary permits the general population to watch precisely what's going on, fulfills the public’s want to see equity done, and prevents defilement from court authorities. The privilege to an unprejudiced jury lessens debasement in the preliminary procedures, places your destiny in the hands of normal residents rather than one individual the appointed authority, and lets society have a state in what the discipline ought to be.The option to be educated regarding the nature and reason for the allegation against you implies that you are told the particular charges and claims against you, when they as far as anyone knows happened, and helps in preventing fraudulent allegations from being documented against an individual. The option to face observers against you implies that those observers must denounce you up close and personal in court, permits you to interrogate them, pose inquiries of them, and look at their credibility.The option to call your own observers permits the charged to protect one’s self and helps guard against unreasonable and out of line allegations from being made. This proviso ensures that you can call you r own observers and that in the event that they will not affirm the court can summon them to court. The option to guide ensures that the charged has a legal counselor to help guard and help them all through the criminal procedure. In the event that an individual can't bear to employ counsel, at that point the court must delegate counsel for them. The option to insight might be the most significant right ensured inside the sixth amendment.The option to advise starts at the hour of capture and proceeds all through the criminal procedures regardless of whether the blamed can't stand to enlist counsel themselves. I completely concur with the manner in which the court framework has executed the privileges of the sixth amendment in the criminal equity framework. Without these rights the criminal equity framework would not function as we probably am aware it. Individuals blamed for wrongdoings would be unjustifiably and unreasonably charged and went after for violations they may have not c arried out and would have no chance to get of guarding themselves.The individuals blamed for these wrongdoings would end up living in an exceptionally uncouth court framework. References Aiu online virtual grounds site. Teacher documents week 1 Bill of Rights. (n. d. ). Recovered February 17, 2013 from http://www. chronicles. gov/shows/contracts/bill_of_rights_transcript. html The 6th amendment. (n. d. ). Progressive war and past. Recovered February 17, 2013 from http://www. revolutionarywarandbeyond. com/sixth amendment. html

Friday, August 21, 2020

Insider Trading Law

Presentation Insider exchanging has shaken newsrooms of late. The absolute most well known occurrences that had genuine outcomes on the organizations that were included incorporate Martha Stewart, WorldCom and Enron situations. The illicit type of insider exchanging is the exchanging that happens in a security advertise, following trade of material data, which isn't offered to the general public.Advertising We will compose a custom article test on Insider Trading Law explicitly for you for just $16.05 $11/page Learn More As an aftereffects of its undue and ruinous nature â€Å"this exchanging is banned by the US Securities Exchange Commission SEC †this is especially on the grounds that it will in general wreck the investors’ confidence† (Reh, 2012, p. 1). This paper looks to break down an article that includes an insider exchanging Tokyo, trailed by a basic examination of insider exchanging. Outline of the article †JPMorgan Implicated in Japan’s Insider Trading Probe This CNBC article shows how JPMorgan was up to speed in Japan’s Insider Trading Probe. In this dramatization, a few insiders had plotted to assist Nippon With sheeting Glass get a few offers in 2010. It was claimed that the material data was spilled to Asuka Asset Management Fund by a sales rep from JPMorgan. This insider exchanging has become the request for the day in the Tokyo protections showcase. Amazingly, the punishment forced by the Japanese securities exchange controllers is irrelevant and may not bar a rehash of the bad habit. All things considered, it was plausible that JP Morgan would pull off it, as the punishment that could have been forced is insignificant. One of Asuka’s support administrators was said to have been engaged with the insider exchanging, and he was assuaged from his obligations, however it was not satisfactory whether he was terminated. Examinations uncovered that Asuka had profited by the break, something that had not been explored well by the bank. This left inquiries on whether the entire association was included, or it was just JP Morgan. Daiwa removed themselves from any fault by expressing that there was no solid demonstrate that they were associated with any illicit conduct. This occurrence and numerous others, which are like this have prompted an analysis of the Japanese regulator’s crackdown, which is viewed as horribly disgraceful as it doesn't include extreme authorizes in significant markets. Basic investigation of insider exchanging An insider is a gathering that is aware of basic data in regards to an element, which affects the cost of its stock, or which can have some effect on the investors’ choices. For the situation broke down above, it was asserted that a JPMorgan sales rep was liable for spillage of materials data, which was not made accessible to the general population. This JPMorgan sales rep is the insider for this situation, and the data he spilled was material, si nce it impacted the choice of the financial specialists, in front of a $505 million offer offer.Advertising Looking for exposition on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Learn More It is clear that the company’s administrators who are associated with such an arrangement, including share merchants approach material data. The JPMorgan top deals officials, for instance, knew the plans of the offer. Besides, an administrative official who gets ready data to be distributed in the press, or the bookkeeper who attempts deals gauges examination can also be viewed as insiders. To forestall illicit going of material data, there ought to be an arrangement to manage the quantity of individuals who can get to material data because of its affectability. There are scores of reasons why this ought to be finished. To start with, there is the conspicuous explanation of constraining the chance of certain individuals uncove ring data, which is material. The subsequent explanation is that the insiders ought to be restricted on the time they can exchange on the entity’s stock †which can be the center of months. As prove on account of JPMorgan, the top sales reps are additionally insiders who are conscious of exceptionally basic data. The individuals who are occupied with advertising, for instance, by planning open revelations are insiders whose capacity to release material data ought to be controlled. As an insider has been characterized over, the individuals engaged with RD, during the presentation of another item in the market are additionally insiders, who can release material data. Ultimately, different gatherings who are insiders incorporates financiers, legitimate delegates and different organizations that could be approaching some basic data of the organization, during release of their obligations. This law has adequately gotten even an individual who is certainly not a senior individu al from the administration. For instance, if the ranking director of an element uncovers, to a standard individual, that its best desire for a stage forward item won't be affirmed by the administrative body; at that point it implies that that individual is in all regards an insider, much the same as a ranking director undoubtedly. The embodiment here is that such an individual ought not be permitted to exchange with politeness of that data before the overall population gets conscious of it. Subsequently, such individuals are viewed as â€Å"temporary insiders†, and consequently, can't engage in exchanging to exploit such data, without being blamed for violating the law. The Security Exchange Act of 1934, segment 10(b) and 14(e) accord the SEC the forces to get a court request to constrain the associates to restore the benefits they have acquired from such an arrangement. Moreover, SEC can request that the court power the organization to take care of an extremely overwhelming punishment, which is corresponding to the measure of benefits acknowledged from the unlawful exchanging. Nearby these budgetary fines are criminal fines.Advertising We will compose a custom exposition test on Insider Trading Law explicitly for you for just $16.05 $11/page Learn More Just like the Japanese regulator’s crackdown that has been talked about above which is by all accounts terribly incapable, I think these fines are not sufficient, and ought to be made altogether increasingly extreme. I emphatically bolster a United States charge, which will make the individuals who are blamed for insider exchanging responsible for submitting a crime that prompts imprisonment for a period at the very least 10 years. End In perspective on this conversation, it has been discovered that insider exchanging is a retrogressive movement that adds up to cheating of investors, and which ought to be deserving of the hardest terms conceivable. The unlawful type of insider exchanging is the ex changing that happens in a security advertise, following trade of material data, which isn't offered to the overall population. The solid analysis of the Japanese regulator’s crackdown is a reminder. It shows that this issue isn't taken with the earnestness it merits, by the administrative bodies, which are endowed to diminish the insider business. It ought to be to the greatest advantage of organizations to dodge insider exchanging so they are not examination by the administrative bodies †this is especially on the grounds that, considerably in the wake of being freed from any wrong doing, such an examination can have an enduring harm on the company’s notoriety. Reference Reh, F.J. (2012). Insider Trading. Recovered from https://www.thebalancecareers.com/insider-exchanging 2275117 This paper on Insider Trading Law was composed and put together by client Kristen W. to help you with your own examinations. You are allowed to utilize it for research and reference purposes so as to compose your own paper; be that as it may, you should refer to it likewise. You can give your paper here.

Tuesday, August 4, 2020

How to Spot Franchising Opportunities

How to Spot Franchising Opportunities A franchise is the way to go if you are ready and willing to run and operate your own business but you can’t come up with an original and feasible idea of what the business should be.Buying a franchise is one of the options that come up when people are in the process of brainstorming about setting up a business. However, many of them are very hesitant to pursue this channel because, even if their opening argument sounded good, the idea of a franchise is scary and a bit intimidating. It sounds like a complicated concept. Even the word itself â€" “franchise” â€" sounds complex. © Shutterstock | jabkittichaBurger King. McDonalds. KFC. Subway. 7-11. Ace Hardware. Pizza Hut. These are some well-known names, and you can easily find these businesses anywhere. They also happen to be franchises. The million dollar question is: What do we really know about franchises, and how do we spot good franchising opportunities?THE CONCEPT OF FRANCHISESince many refer to a franchise as an alternative to a business, it is easy to assume that they are different. However, a franchise is actually a type of business, and is operated and ran just like a business, with only a few noted distinctions.Franchising features a scenario where a franchisee â€" often an individual or a smaller business â€" will purchase the license or the right to use the business system of an existing brand from a franchisor, which is often a larger business. This includes the right to use the franchisors brand, logo, products, and even marketing strategies and techniques. Even the advertising tools such a s slogans, signage and posters made by the franchisor may be used by the franchisee. Despite that, the franchisee is still the owner of the franchise business, as signified by the franchise agreement entered into when he paid for the rights. Essentially, large businesses make use of franchising for purposes of expansion. Through a licensing relationship giving rise to the franchise, the business is able to expand its reach, even to external markets, and promote its products, services, and brand.In order to better understand what a franchise is, let us take a more in-depth look at its characteristics.Characteristics of a FranchiseOwnership and controlIn the straightforward definition of a business, we have an entity owned and operated by a business owner or founder and his managers or team of managers. Franchises are a bit unique.In a franchise, there are two parties involved â€" the franchisee, or the party or individual who owns the business and operates it, and the franchisor, or the original owners of the larger business. This somehow implies that the business has two owners. Yes and no. Yes, in the sense that, although the business is owned and operated by the franchisee, it is still governed by certain terms provided by the franchisor.A classic example is a multinational brand or company selling rights to a franchise. Once an individual or entity purchases these rights, the multinational company becomes a franchisor, and the purchaser the franchisee. The individual, as the owner of the rights, will operate the business, but will make use of the business name, logo and the overall business system of the franchisor.Roles and responsibilityWe mentioned that a franchise is a type of business. This means that it is in every right a business. The franchisor enters into a franchising agreement with the franchisee, which means that both are entering a contractual relationship.The role of the franchisor is limited to being an overseer, seeing to it that his brand and methods of operation are being promoted and implemented by the franchisee in accordance with the agreement. He does not have a direct involvement or contact with the customers or the end-users. The franchisee is the one responsible with serving the customers or end-users, not the franchisor.The franchisee, however, should keep in mind that he purchased the right to use the business processes and systems of the franchisor, and not the products and services themselves.Business tools and operationsWhen they entered the franchise agreement, the franchisee automatically earns the right to make use of the business system and tools of the franchisor. In turn, the franchisor will have to provide the systems and tools required, and also provide support throughout the operation of the franchise. After all, if something goes wrong, it is their brand and company name that will suffer the biggest hit.Why Franchise?If you are determined to go into business, then why should you opt for a franc hise instead of striking out on your own and starting from scratch? Or, if that very thought scares you, why don’t you consider buying an existing business instead?To answer these questions, let’s take a brief look at the advantages of entering a franchise agreement with a franchisor and operating a franchise business instead.A franchise lets you operate a business with an established and well-known brand name. This means that you no longer have to work on building the brand and introducing it to the market; the market already knows about it. This also means that you are already entering a market that has a demand for the product or service that you will be selling. The franchisor has already laid the groundwork in terms of market study, so that takes a load off your shoulders.No more trial and error. Those who start a business have to spend the first few months (years, even) to set up a business system in place, test it, and train how to use it. It’s going to be mostly trial and error, because you will have to get rid of the processes that don’t work and focus on those that do. A franchise lets you make use of a proven business system and processes, so there is no need to test it. You will also be trained how to use the system the moment you enter into the franchise agreement, depending on the terms agreed upon.A franchise comes with ready marketing strategies. We already mentioned that the franchisor has conducted market studies, which means marketing strategies are already developed and mostly in place. If you are to implement these techniques, it will likely be at a minimum.You gain the advantage of economies of scale. You will be one among several other franchisees and, if we are talking about a large brand, you’re one in hundreds or thousands of franchisees. This means that you won’t be alone in negotiations for locations, lease terms and other applicable terms. Suppliers, distributors and other parties that you want to work with will look mo re favorably on you because you are part of a large account. MOST SUCCESSFUL FRANCHISES SO FARTo date, the following are five of the most successful franchises in the world:Jimmy John’s Sandwiches: Founded in 1983, this Illinois-based franchise sandwich restaurant chain specializes in sandwich delivery. To date, Jimmy John’s has more than 2,500 locations and counting, and 98% of the business operations are franchise-owned.Hampton by Hilton: Hampton by Hilton is a chain of mid-priced hotels, operating under the umbrella of hotel giant Hilton Worldwide. More than 2,000 Hampton by Hilton hotels are owned and operated by franchisees, making it one of the largest hotel franchises in the United States, and it has also branched out to 16 other countries outside the US in recent years.Supercuts: Hair salons are also getting the franchise treatment, and Supercuts is currently leading the pack. This hair salon franchise boasts more than 2,000 franchises all over the United States since it was opened for franchising in 1979. It has also expanded worldwide through franchises in the United Kingdom and Australia.Servpro: Servpro specializes in disaster restoration, cleanup, repairs and maintenance of properties that have been affected by water and fire damage.It serves both residential and commercial customers. It started in the US, but has also expanded to Canada, having a total of more than 1,700 franchises.Subway:Easily one of the most recognizable brands worldwide, Subway is a fast food restaurant franchise that sells submarine sandwiches and salads, among others. Currently, it has close to 45,000 restaurants all over the world, spanning 111 countries. It is also the largest restaurant operator in the world, and it seems that this won’t change any time soon.SPOT FRANCHISING OPPORTUNITIESNow that you’ve become more familiar with franchises, you might feel attracted to the idea of entering into a franchising agreement instead of starting your business from scratch . There is absolutely nothing wrong with that. However, you have to exercise a lot of caution. This is because there are so many franchising opportunities that may be presented to you, but not all of them are viable or profitable.Just as there are many franchising opportunities that pan out and become successful, there are also many others that fail almost immediately after they are started. Therefore, there is a need for you to be more circumspect when looking for possibilities of a franchise.How do you spot franchising opportunities? Here’s how.Step 1. Determine what you want.Almost all processes that involve making large investment decisions have to start within you â€" the businessman or entrepreneur. You already know that you want to go into business, and you have decided that a franchise is the right route for you. Do you just jump at the first franchise opportunity that presents itself?Of course not. Here are some guiding questions you should answer first.What type of busin ess or industry interests you? This is in keeping with the general concept that you should do something that you are actually interested in, or something that you love.What are the industries that have good or excellent growth potential? Naturally, you would want to steer clear of industries that have no hope of becoming more profitable in the future.How feasible is the type of business in your specific location or geographic area? Of course, even if a certain type of business has massive growth potential, if it won’t work in the area where you plan on setting up shop, you still won’t be able to fully realize that potential.Step 2. Start the search, and search actively.Check out business lists. Business directories, chambers of commerce, and industry groups regularly come up with lists indicating very good franchise opportunities. Look for the updated lists so you can start somewhere and narrow your list down from there.Contact franchise companies directly. An advantage of direc tly communicating with these companies is so that you can immediately ask any and all questions you may have about the franchise. This is also one way to gauge how the franchise company does business. Normally, they would provide all the information that you need. If they tend to be difficult to get information from, or they dole out their information in trickles, you can treat this as a red flag that something is shady. Of course, you should also be prepared with all the questions that you need answers for before reaching out.Do your own preliminary research. Do not simply rely on promotional materials and brochures that are provided by franchise companies. Remember, these are basically collections of information from press releases by these companies, so they are expected to be biased. What you should do is look for third-party materials that talk about the franchise company. Go online to look up articles or publications about the company. You may also spend time at the library to do your research. Find old magazines and publications with articles about these companies.Seek advice from the experts. You can look for an experienced franchise attorney to help you out. Since they are already working in the field, they may have information on what franchise opportunities are currently attractive and worth investing in. They will also be good allies or advisors later on when you do decide on a franchise opportunity and need assistance in getting started.Other experts you should try approaching include professional franchise advisers, accountants, local consultants, brokers, and other established and successful franchisees.Step 3. Evaluate the opportunity.This is where you will do more than just look at the surface. Normally, evaluation will be conducted through additional research, interviews with the franchisors and the existing franchisees, and going through the fundamentals and financials of the franchise company.When evaluating the franchising opportunity, foc us on the following:Product or serviceThese is what will be delivered to the customers or end users. Is there a demand for the product or service? Is the product viable in your specific area or location? The franchisor has already proven a need for the product or service, but is that need and the demand in your geographic area as well?It is important that you believe in the product or service that you will sell in your franchise business. Otherwise, you may end up not feeling passionate or involved in selling them.LocationThis is where the target customers will be, and where your business will be set up. The franchisor will also have a huge say in the site selection. Will their selection coincide with your preference of location?CapitalHow much will you need to get the franchise business up and running? Take into consideration all the fees that you will pay when entering a franchise agreement, and if there are any other added costs that you are expected to incur outside of what was agreed upon. The franchisor will provide you the cost budgets, so that is a good starting point to evaluate your fiscal capability for this venture.ManagementYou may opt to personally run and manage the business, or you may appoint a team to work with you. Either way, you are going to need training that will supplement the knowledge that you already possess.The numbersYou may want to check the financials of the franchise company. What do the numbers say? What is the profitability enjoyed by the franchisor? By the other franchisees? Aside from existing historical earnings statements, you should also look into earnings projections, if available.When perusing the income statements, whether historical or forecasts, do not just look at the bottom line or the net income. You should also try to analyze the other components, such as sales, sales per period, cost of sales, and the various expenditures and costs that will be incurred.Franchisor SupportWhen evaluating franchising opportunities , you have to take a look at the amount of support that the franchisor will provide. What help can you expect from the franchisor?Those who have a good eye for franchising opportunities often look for the following support services:Assistance when it comes to selection and development of business site. Will they aid you in looking for a good site to set up the business?Training for management and staff of the franchisee. Will the amount of training and the length of training period be enough for you and your team to learn the ropes of the business?Marketing and advertising. Will the franchisor provide support when it comes to marketing and advertising? If so, will they provide it only during the initial stages of operations, or will it continue indefinitely?Research and development. The franchisor may be continuously conducting RD for new products and services. Will you also benefit from the results of these RD efforts?Step 4. Go over the Franchise Disclosure DocumentThis is the mos t important document in franchising since it contains most, if not all, the relevant and important information about the franchise company. It also gives you a better and clearer picture on what will be in store for you once you enter into a franchising agreement with the company.Step 5. Look for these signs that a franchising opportunity is a scamThe company refuses to give you the information or materials that you are asking for without signing a franchise agreement with you first.The company requires you to sign a disclaimer that says you won’t be holding the franchisor responsible for any claims or representations made by its representatives, and that are not written on the agreement.The company refuses to provide data or information on other franchisees, and even forbids you to communicate with them.The company makes it appear that the opportunity will disappear fast if you do not grab it today, RIGHT NOW. They are basically discouraging you from making further research into them, and just take their word for it.If it’s too good to be true, then it probably is. If the company makes claims about growth and profitability that seem to be incredible as to be impossible, then it may be just that: impossible. Some may even say that you need not do anything after signing the franchise agreement, and just wait for the money to flow in. That should warn you that it is not a legit business but a scam.